Pay at your own pace

With Affirm, split purchases into 4 interest-free payments every two weeks or longer-term monthly payments

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to split your purchase into 4 interest-free payments, or choose a monthly installment plan that works best for you.

Choose 4 interest-free payments paid every two weeks or monthly installments.

For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR

1

Fill your cart.

Select Affirm at checkout, then enter a few pieces of information for a real-time decision.

2

Choose how to pay.

Pick the payment plan you like best. You’ll never pay more than you agree to upfront.

3

Pay over time.

Make payments at affirm.com or in the Affirm app. You’ll also receive reminders by text and email.

Buy with confidence

With Affirm, you always know exactly what you’ll owe and when you’ll be done paying.

Transparent

Affirm tells you the total amount you’ll pay upfront. That number will never increase.

 

Flexible

You choose the payment schedule that works best for you.

 

Fair

Affirm doesn’t charge late fees or hidden fees of any kind—ever.

Rates range from 0–36% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. For California residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses.

FAQ

Yes! There’s no penalty for paying early.

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Yes— you can return an item you bought with Affirm by initiating the return process with the store.

No— your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.